Don't sign coverage you don't have.
Additional Insured Endorsements
Not all AI endorsements are equal. CG 20 10 vs CG 20 38 — and whether it includes completed operations — can decide a lawsuit.
Indemnification Clauses
Broad-form indemnity is unenforceable in California and limited in many states. We help you push back without losing the job.
Waivers of Subrogation
Standard on most contracts, but they affect your workers' comp and GL premium. Understand what you're agreeing to.
Primary & Non-Contributory
What it means, when it's required, and how to be sure your policy actually delivers it.
Why this matters
Get a contractor-specific review of your certificates & contracts exposure.
No obligation. Just clear answers from a 25-year contractor insurance specialist.
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