LOWER YOUR EMR
A lower EMR can lead to lower insurance costs, improved profitability, and access to larger projects. Our team helps contractors implement practical strategies to improve safety performance and reduce claims.
Learn About EMR
Protect Your Construction Business With Confidence
CONTRACTOR INSURANCE,
WORKERS' COMP &
EMR REDUCTION EXPERTS
Construction Pros Insurance Services helps contractors lower EMR, reduce workers' compensation costs, strengthen safety programs, and build more profitable construction businesses.
General Liability•Workers Comp•Commercial Auto•Contractor Bonds•Cyber Liability
500+
Contractors Insured
A+ RATED
Insurance Carriers
24/7
Claims Support
Why Contractors Trust Us
TRUSTED ACROSS THE SOUTHWEST
25+ Years
Construction Industry Experience
Serving 4 States
California • Nevada • Arizona • Texas
Contractor Focused
Built Exclusively For Construction Businesses
Risk Management Specialists
Helping Contractors Lower Costs & Reduce Claims
WORKERS' COMP FOR CONTRACTORS
Specialist workers' compensation guidance that protects your premium and your people.
- Classification Reviews
- Audit Preparation
- Claims Oversight
- Return-To-Work Programs
- Cost Reduction Strategies
What We Cover
INSURANCE & RISK SOLUTIONS
In-depth, contractor-specific education on EMR, workers' compensation, safety, claims, commercial auto, cyber liability, and contract requirements — built by construction insurance specialists.
EMR MASTERY
Move your mod below 1.0 and win bigger bids.
ExploreWORKERS' COMPENSATION
Classification, audits, and claims oversight.
ExploreSAFETY & OSHA
Programs that prevent claims and citations.
ExploreCLAIMS MANAGEMENT
Aggressive oversight that protects your EMR.
ExploreCOMMERCIAL AUTO
Fleet safety, telematics, and rate control.
ExploreCYBER LIABILITY
Defend against wire fraud and ransomware.
ExploreCONTRACTOR RISK MANAGEMENT
An integrated plan across every exposure.
ExploreCERTIFICATES & CONTRACT REQUIREMENTS
Meet owner and GC requirements without overpaying.
ExploreThe Difference
WHY CONTRACTORS CHOOSE US
A construction-only insurance practice built around lowering risk, lowering cost, and protecting the contractors who keep the Southwest building.
- Construction Industry Specialists
- 25+ Years Experience
- EMR Improvement Strategies
- Workers' Compensation Expertise
- Claims Management Support
- Risk Management Consulting
- Dedicated Contractor Focus
- Serving CA, NV, AZ & TX
Ask Jack
ANSWERS TO THE QUESTIONS CONTRACTORS ASK MOST
- What is EMR?
- How can I lower workers' compensation costs?
- What insurance coverage do contractors commonly overlook?
Free Contractor Resources
DOWNLOAD FREE RESOURCES
Practical guides and checklists built for contractors. Enter your details once to unlock the full resource library.
Get Started
READY TO LOWER YOUR INSURANCE COSTS?
Schedule a no-obligation Contractor Risk Review and discover opportunities to reduce risk, improve safety performance, lower insurance costs, and strengthen your business.
SCHEDULE YOUR RISK REVIEW
A 30-minute working session with a contractor insurance specialist. No obligation.
Schedule Risk Review