Pay the right premium for the work you actually do.
Classification Codes
Roofing, framing, and finish work each carry vastly different rates. Misclassified payroll is the #1 source of premium overcharges we find on contractor audits.
Audit Preparation
We help you organize 1099s, certificates of insurance, and payroll splits BEFORE the auditor shows up — so you don't pay premium on subs you shouldn't.
Claims Management
From first-report-of-injury to file closure, active claim oversight prevents reserves from ballooning and protects your EMR.
Cost Reduction Strategies
Schedule mods, deductible programs, captives, and proper class-code splits routinely save contractors 15-30% on premium.
Why this matters
Get a contractor-specific review of your workers' compensation exposure.
No obligation. Just clear answers from a 25-year contractor insurance specialist.
Schedule a Risk Review